Terms & Conditions

PolicyVilla.com, provides users with information about various Insurance products so that they can do a comprehensive research and choose the best product. You may submit your request for the Insurance Companies or Agents to reach you by filling in the required form on PolicyVilla.com.

Fees and Charges PolicyVilla offers a FREE service and charges NO FEES OR CHARGES from it’s users.

Limitations to Service Our website contains statements regarding the terms of insurance policies, including details of the benefits available and items not covered by such policies. Some of these statements are generalised in an attempt to give you a summary of the insurance policies available. However, not all insurance policies are the same and you should confirm the exact terms of any insurance policy that you intend to purchase prior to purchasing that insurance policy. The product information supplied on the website is available only to Indian citizens.

Refund Policy In case you are dissatisfied with the services provided by the insurance company, please email the insurer on the email ID mentioned in the payment confirmation email. Your refund will be processed by the insurance company as per their respective refund policies.

Claim Settlement Claim settlement is the sole responsibility and at the discretion of the insurance companies, regulated by IRDA. The settlement will take place between the customers and the respective insurance company and PolicyVilla shall not be responsible for the same in any manner.

Trademarks & Copyright All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of PolicyVilla. Any logos, trade-marks, service marks and domain names and all related intellectual property rights, of the companies whose sites we search in providing the service, belong to those companies, and you may not reproduce them without their prior written consent. Except for them, all intellectual property rights including, without limitation, all logos, trademarks, service marks, domain names, database rights, rights in design, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or underlying this website and/or the service we provide belong to PolicyVilla. All rights of PolicyVilla in such intellectual property rights are hereby reserved.

Software licenses You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various rules and regulations in India. You hereby agree that you will not transfer or export such software from India (including, for example, providing such software to any foreign person or entity in India) or re-export such software outside India in violation of Indian laws and regulations. PolicyVilla does not authorise the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by Indian laws and regulations.

Limitation of Liability While PolicyVilla uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. PolicyVilla makes no warranties or representations as to the accuracy of the content of this website. Under no circumstances, including, but not limited to, negligence, shall PolicyVilla or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if we or an our authorised representative has been advised of the possibility of such damages.

Jurisdiction /Legal Unless specifically provided herein, PolicyVilla does not represent that the material contained herein is appropriate or available for use in any jurisdiction. Those who choose to access this website do so at their own initiative and are responsible for compliance with local laws. Except as specifically set forth herein, the information contained on this website is not an offer to sell or any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation; purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions. All disputes shall be subject to the exclusive jurisdiction of Uttar Pradesh courts only.