The insurance product that covers all your medical, as well as surgical expenses, is called health insurance. It helps you to save on expenses that you may spend on treatment of illness or injury. You will get monitory help for any health issue from your health insurance.
What is the Importance of Health Insurance?
health insurance is must to have. If you are not having any health insurance policy, it may not be a good state. Have a Look at the following point that indicates the importance of health insurance for yourself as well as your family.
It will save you from large medical expenses that you need to pay for any medical treatment.
It will help you pay off your hospital bills that can make a Big hole in your Savings.
You have no need to borrow money from anyone if you have health insurance.
It will save you from the heavy interest of money, if you opt for a loan.
It will cover your medical test fees, ambulance costs, pre and post hospitalization costs and also the consultation fees.
So it’s always good to have an efficient health insurance that is helpful in case of any bad health situation.
How to Get a Health Insurance:
While applying for health insurance you may need to provide some documents such as:
Age Proof: As an age proof you may provide your birth certificate, passport, voter ID, and driving license.
ID Proof: It is your passport, Aadhar card, driving license, voter ID, and pan card that indicate your citizenship.
Address Proof: It is the proof about your permanent residential address. It includes your telephone bill, electricity bill, ration card, and Aadhar card.
Medical Check-up: Some plans require a check-up mostly for the people above 45 years.
Passport Size Photo: This is your real photograph that shows who you are.
• Select your health plan, shop for a family or individual health plan as per your requirements.
• Fill your form and unroll in your selected plan.
• Make your first payment for further process.
• It will start covering your coverage’s after a proper submission of your form and first payment.
Options to choose from?
There are many health plans you can select from.
Individual health insurance
Family health insurance
Cashless health insurance
Critical health insurance
Health top up plan
Senior citizen insurance
It is highly advisable to make a wise decision after reviewing complete information. You should be very much conscious, selective and detail oriented when you are to choose a protective health insurance for you and your family. You can check various reviews from customers and company’s claim ratio Its very simple process and easily available on internet.